5 Insurance Tips For Your Dermatology Visit

5 Insurance Tips For Your Dermatology Visit

Jan 25, 2021

Beauty is a costly thing. Especially when we are talking about clean, smooth, young, and healthy skin. Even if it is perfect from nature due to your rare genetics, you still will have to make a great effort to maintain its great condition: healthy diet, lots of fresh fruits and vegetables, vitamins, excellent and daily skincare routine that should perfectly meet your skin type and its needs, enough of sleep and rest, avoiding stresses, taking care of your health, and of course, regular visits to cosmetologists and dermatologists. And this is where real expenses start. Take a look at our 5 insurance tips before you plan a visit to your doctor!

Contact the Office in Advance

We will start by explaining why actually dermatology insurance is under the question here. The thing is that this kind of doctors provide both medical and cosmetic services, and the last one most frequently is not covered by medical insurance. Whatever the purpose of your visit is, it is advisable to call to different clinics and check whether it accepts your kind of insurance or not.

Difference between Medical Treatment and a Cosmetic Procedure

Check Your Insurance Cover

If you have at least the approximate idea of what procedure you would like to go with, you may easily verify whether your insurance plan will compensate for your expenses or not. When we talk about medical-related skin problems, there are a few categories that medical insurances cover. However, cosmetic beauty enhancements, such as injections of Botox, contour plastics or skin rejuvenation with dermal fillers, as well as mesotherapy, do not belong to this category. This is a list of the procedures that can be covered by your insurance:

  • Skin cancer services. Cancer is a medical condition. Thus any procedures aimed to treat it (Mohs surgery, mole removal, screenings, etc.) should be covered by the insurance.
  • Acne treatments (laser or light therapy, chemical peels, and skincare products for acne like clinical facials, creams, etc.).
  • Skin condition treatments for eczema, warts, psoriasis, hives, fungal infections, and so on.
  • Medications and remedies prescribed to deal with the medical conditions. However, you need to double-check this information with your medical insurance provider.

Difference between Medical Treatment and a Cosmetic Procedure

You may get indignant on why your insurance that you continuously pay for does not cover your visits to the cosmetologist or dermatologist. The clue lies in the fact that you are paying for Health Medical Insurance. If your procedure is a medical treatment that should make you healthier, the insurance will cover it. Cosmetic beauty enhancements like:

  • Elimination of aging wrinkles and folds;
  • Plumping of lips;
  • Defining of the jawline or cheekbones;
  • Enlargement of the chin;
  • Straightening of the nose,

etc., have nothing to do with health. So, does insurance cover dermatology? No, if we are talking about Botox, dermal fillers, or mesotherapy injections.

Save up for Cosmetic Procedures

If you have found out that medical insurance will not cover the procedure, you are determined to undergo, dermatology visit without insurance will be a little bit expensive, but do not despair or cancel it forever. Start a savings account to fulfill your dream. Our appearance is important for our self-confidence, as when you are satisfied with the way you look, you are in a good mood. So, in some sense, it has an impact on your psychological health. Constant dissatisfaction with your imperfections might cause depressions, so when you spend on your appearance, you invest not just into your excellent look but psychological health.

Do Your Research

Many people tend to trust specialists (whether these are doctors or someone else) blindly, and this is a huge mistake. Knowledgeable means armed. So, whatever procedure you may choose to do, do research before you visit your cosmetologist or dermatologist. Google the effects of the treatment, side effects, indications and contraindications, additional procedures to strengthen the effect, cost of the procedure, how much is a dermatology visit, as well as whether insurance covers it or not.

Conclusion

So, medical insurance not always covers your visits to cosmetologists and dermatologists. If you learn to distinguish between aesthetic procedures and medical treatments, you will directly know whether it is covered by the insurance or no. In any case, you may always contact the clinic to double-check whether they accept your plan or not and what procedures it covers.

If you want to erase wrinkles, plump your lips, or define cheekbones, meaning Botox or Dermal fillers injections, you would need to prepare to spend your money on that.

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